Pinellas County says its Down Payment Assistance Program is accepting applications. Eligible buyers may qualify for an interest-free, deferred loan of up to $75,000 toward a down payment and closing costs. The County updated its program terms on August 1, 2026. Pinellas County Here’s the detail that can save a buyer time: the home’s address matters. This County program covers unincorporated Pinellas and eligible cities. St. Petersburg, Clearwater, and Largo have their own ass

By Karen Cascone, NMLS #2383341 What if your house started paying you for a change? If you're 62 or better and own your home, a HECM reverse mortgage might be the hardest-working houseguest you've ever had — one that brings cash instead of eating your snacks. Let's break it down, nice and easy. So what IS a HECM, anyway? HECM stands for Home Equity Conversion Mortgage. It's a special home loan insured by the FHA, designed just for homeowners age 62 and up. Instead of you send

This unique refinance option allows you to tap into 89.99% of your home’s equity, providing financial flexibility for various needs such...

Pinellas County is currently offering a down payment assistance loan program. This is a great opportunity for any individual that falls...

A 20% down payment is necessary. The median percent down payment on a home is 14%. For first-time homebuyers, it’s even lower, at 8%....

Federal rate cuts are looking promising for the new year. Investors Business Daily writes, "Markets saw 78% odds that the Fed's first...

SHARPENED PRICING ON FHA STREAMLINES AND VA IRRRLS (Interest Rate Reduction Refinance Loan) From now through January 31, I can offer...